Credit is used to open businesses, attend college, buy homes and automobiles for those who use credit responsibly.  Having good credit can help create opportunities to build a better future for you and your family. It is important when looking to acquire credit that you understand credit discrimination and the protections you have against it.

The following information, which was developed by the Federal Deposit Insurance Corporation, provides cybersecurity information for financial institutions’ customers on how to protect and maintain their own computer systems. Protect your computer. Install software that projects against malware, or malicious software, which can access a computer system without your consent or steal passwords or account

To begin to understand your credit report and the number assigned to it, you need to know a bit about what that number represents and how it is used by lenders.  Your credit score is a number used to predict how likely you are to pay back a loan on time.  Lenders use this number

The heading for this post is not meant to be catchy, but to help illuminate a common misunderstanding.  Many consumers think that they are entitled to receive their free CREDIT SCORE ‘report’ because they see advertisements/solicitations from many companies offering to supply this information.  Actually, this is misinformation at best and just adds to the